If your health plan had a great year, with fewer claims than expected, who kept the money?

For most small businesses, it wasn’t you. It was the carrier.

This Wednesday on The Employer Brief Academy, I’m breaking down the business model behind your health plan: fully insured, level-funded, self-funded, captives, ICHRA and PEO plans. How each one works, who carries the risk, and which fits your business.

With costs climbing at the fastest pace in 15 years, how you fund your plan matters as much as what’s in it.

Coming next Wednesday, 10/28/26, Episode 5: Guest Appearance by business owner and Author, Annabelen Hemelgarn, with Ignite Design Online. A powerful personal story you do not want to miss and what drove her to start her own business. Discussing Business Structures, HR, AI, and much more. Be sure to check it out.

Check Out The Podcast & Resources

Contact: [email protected] or (216) 407-3749